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Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 0% Interest
  • Principal & Interest $0
  • Property Tax $0
  • Homeowners Insurance $0
  • Mortgage Insurance $0

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

See what people are saying about us

How do I write about a man that deserves more than just a recommendation for a job done so well as by Everett Dossey. As a first time single home buyer I was nervous going into this deal to begin with, then out of the blue appears Everett, the man with all the right answers. I can not ... READ MORE Thomas Whelpley USMC Retired
Everett walked me through the refi process and gave me approximate timeliness. His staff was very knowledgeable and efficient. Besides gathering the required documents and keeping them current, I had to do very little work to complete the process. Thank you Everett and team, for ... READ MORE Elaine Yeh
From the first phone call to Everett to the final closing of our loan, he was prompt to reply back anytime we had questions or needed anything explained to us about our loan. He did exactly what he said he would and was very pleasant to deal with. We would recommend him to anyone ... READ MORE Dale Reames
Everett was great. Always in touch with us letting us know what else he needed from us and to let us know how the loan was going. Fantastic job Chris Sierra
I contacted Everett about looking into refinancing on my home loan and was so glad I did! He was very helpful, answered every question I had and made the process much easier than I thought it would be. He and his staff were easy to contact and very helpful. I highly recommend Everett ... READ MORE Lara Sandoval
Everett Dossey was fantastic! He was extremely attentive, and made himself available outside of regular business hours to answer our finance questions. My family and I are exceedingly grateful for the professionalism and diligence. He made our home buying experience as seemless as possible! Heather M Holmes Home Owner
Process was quick and easy! I dropped off my paperwork within a couple of days of completing my application and then showed up at the title company to sign the documents. No going back and forth multiple times to deliver the same documents over and over again! Andrea
Everett assisted me and my wife with the purchase of a new house. He was great to work with and helped us attain our mortgage after several hurdles we encountered through that transaction. tim montoya
Everything from the start was professional. Everett is a very personable and knowledgeable individual. He is easy to work with and did everything to make my refinance easy and pain free. You will not go wrong to use Everett for your new home buying, selling, or refinance. 5 star ... READ MORE Carl Bischoff
This refi process was very simple. Everett and his team were very professional and easy to work with. Colin Duff
He went above the call of duty. Seamless process and I truly appreciate all his hard work! Kat Williams Insurance Agent
Everett and his team did an amazing job as always. I strongly recommend him and his team. People can't believe the interest rate that I have and how fast my refinance was finalized. The closing was smooth and I had to do little work on my end. James Delmore Farmers Agent/Owner

Let's accomplish more together.

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